Showing posts with label Medicare. Show all posts
Showing posts with label Medicare. Show all posts

Saturday, April 2, 2016

Americans need real health care


NEEDED:  Real Health Care for Americans...
 
In the US whatever health care program we accept and provide should cover Americans COMPLETELY, no co-pays, no out of pocket expenses, no hidden costs.  Affordable Care Act, a.k.a., Obamacare, does not work for many Americans despite what is said about it.

Medicare is the closest program that works for most Americans who use it, but there are still additional costs and Medicare only pays 80% of all costs accepted by Medicare.  The remaining 20 percent must be paid by the recipient.  Yes, you could always get an additional Medicare Supplement that would pay the remaining 20 percent, but you still have to pay the premium for it.

Remember, those on Medicare still need to buy medication out of pocket or via a Medicare Rx Program.

The truth is that affordable health care is still NOT affordable.

Those who worked most of their lives have paid into the Medicare program.  Those who are Medicare recipients continue to pay a small premium and deductible each year to remain on it, yet none are completely covered.

Although I don't support him for President, like Bernie Sanders I believe a Medicare for All approach is the best option for Americans, although the health care industry would fight that to the death... our death.


We still need a real health care solution that works for most Americans.  Medicare for All is the start of that solution.


Friday, September 4, 2015

No annual Cost of Living Adjustment

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Annual COLA:  Helping Americans who need it...
Just became aware that this year once again there will be no Cost of Living Adjustment (COLA) for those on Social Security and SS Disability and VA Disability.
I have written the White House and to various Legislators during the past several years to develop a new formula for determining automatic COLA's because the old formula is antiquated and inaccurate.  Yet, no one deals properly with the issue.
Instead, we have increased money for Medicaid and welfare recipients and we throw billions away to Iran and other nations in the world and yet we do so little for those on Medicare and other needed programs for seniors, the disabled and people who have worked their entire lives, paid taxes and who can't work any more.
Even Medicare costs to recipients have increased and other medical cost directly attributed to the failed Obamacare program.  We continue to throw money at illegal immigrants who are helped before our own citizens.  IT IS NOT RIGHT TO DO SO!
Personally, I don't know families depending on the COLA will get by.  During the past 8 years we now have had 3 occasions where there was no COLA increase, while all other expenses have risen.
Please stop throwing tax dollars away on useless causes and use them instead to help US citizens who look to the annual COLA as a supplement to help them survive each year.
Congress must act to change what doesn't work for millions of Americans.


Wednesday, December 10, 2014

Why the Affordable Care Act (ACA), a.k.a., Obamacare bites the big one!

The ACA was rammed through Congress like poop through a duck!

Many people think they like it.  Many are liberals who think it's the greatest deal in the world for poor people, so they can afford to buy health care.

I'm here to tell you that the Affordable Care Act STINKS!!!

Because:
We were told the premiums would be significantly lower and they are NOT.
We were NOT told that out-of-pocket expenses would increase dramatically.
We were NOT told that yearly deductibles would escalate absurdly from where they were around $250 per year way up to a high of $15,000 per year, depending on what sort of coverage you want and what premium you want.
We were NOT told about all the hidden costs we would have to pay for services and that we wouldn't know about them until we are billed by doctors, hospitals, et. al.
The AFA is a terrible concept and it is failing Americans on most levels.
If you want to pay a small premium for poor coverage, it is possible to get a slight deal.
We were told that insurance companies must cover preexisting conditions; however, many people are finding that their preexisting conditions are either NOT covered or they must PAY MUCH MORE to have it covered.
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IS THAT ENOUGH FOR YOU AS TO WHY THE ACA STINKS FOR MOST AMERICANS???
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Furthermore, health care providers are playing end-around games with patients and charging more for their goods and services, plus, the costs are rising every 6 months!
If Obama and Congress wanted to provide everyone with cheaper insurance they should have extended Medicare for all Americans.
People could have been charged the same amounts Medicare recipients are paying for the same Medicare benefits and affordable deductibles.
It's all a fight to pull-in the mighty dollar!
But, the health providers would throw a major fit.  They couldn't charge high premiums and deductibles; they couldn't charge elevated costs for medications; they would have to take in less profit under a Medicare for All program.
Medicare works well for most people on it; it is a proven system and they had it right in front of Obama's nose!!!
Health care was much better BEFORE Obama sold our nation a bill of goods.  It was cheaper and more affordable.

Both President Obama and his Obamacare have been a HUGE disappointment.  Interestingly, many people still don’t know it, but in time they will.

Sunday, August 10, 2014

Social Security and Medicare Programs

Social Security and Medicare Programs
Social Security and Medicare are good, worthwhile and even noble programs that most people pay into their entire working lives to collect benefits when they become elderly or disabled.

Naturally there is abuse in each program by people who try to milk the system, but that is a relatively small percent of the population. Every system isn't perfect, but SS and Medicare are near perfect systems.

One of the main issues with SS is that our Congress continues to permit diversion of collected SS tax dollars to other interests. That needs to stop immediately.

In addition, and I'm sorry to say this but it's true, we need to start replacing some of those deficit tax dollars by slightly increasing the SS and Medicare taxes taken out of our paychecks.  Congress should be forced to return the tax dollars it stole from the SS fund.

Medicare is a perfect example of what we should have accomplished for ALL Americans. It is a system that has been active for decades and for the most part is extremely successful for most recipients.

The Federal Government must institute quicker payments to the medical and pharmaceutical providers, but otherwise the system works.

Naturally, the health care providers don't love Medicare because they can't get paid as much under Medicare as they do under private health care or even Obamacare.

However, Medicare is used mostly by the elderly and/or disabled who have paid tax dollars into the system all of their working lives.

Both SS and Medicare have been proven successful by most standards and by making a few updates and corrections to each program, there is no reason why each cannot continue to remain successful.